Mortgages – Key Financial Services

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Rate drop continues…

Average rates across all fixed mortgage terms have fallen since the start of the year. According to research from data provider, Moneyfacts.co.uk the average two-year fixed rate has reduced the most, falling by 0.24% since January this year to 2.52%.…

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‘Bank of mum and dad’ lends £5bn a year in UK

Lending from parents to help their children get on the UK property ladder will amount to £5bn in 2016, according to data from Legal & General (L&G). L&G says it means the so-called Bank of Mum and Dad will help…

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Landlords boosted by flurry of buy-to-let activity

25/04/2016
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Mortgages
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The flurry of buy-to-let activity before the stamp duty deadline helped to push annual returns for landlords up 12.2% in March, according to new data. Your Move and Reeds Rains said this is up from February’s figure of 10.7% and…

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Thank goodness I spoke to a mortgage broker – we’re £6,000 better off

Mortgages are difficult to compare and hard to get. Speaking to a mortgage broker can be the secret to finding the perfect deal - this family saved thousands of pounds. In the internet age, it may seem old-fashioned to go…

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Who’s afraid of the big bad rate rise?

Interest rate rise on the cards! Terrible news for homeowners! A whole generation of mortgage borrowers who have never seen a rate rise are in for a shock. When they can't afford it, spending will be slashed. The slowdown will…