Meet the Key Financial Services team.

Key Financial Services was established in 1998, our passion is bringing customers dreams to reality.  We’re a small, friendly team dedicated to making your buying and selling journey as smooth as possible. Between us, you’ll find years of experience, expert advice, and a real passion for helping our clients get the right outcome.

Key Financial Services are appointed representatives of The Finance Planning Group who are regulated by the Financial Conduct Authority (FCA). This means the advice provided is monitored and has to be of a certain stanard. Our team of advisers are on hand to talk you through all your financial needs, with their help you can be confident of making the right choices for your future.

We’re here to guide you every step of the way, combining professional knowledge with a personal touch that makes all the difference.

Paul H Gent
Group Managing Director

Paul H Gent

ACIB CeMAP CeFA CeLTM Cert CII (MP) Dip PFS
Paul, along with his wife Helen, is one of the founding Directors of the business. Having been in the financial services industry since leaving school in the 80’s, Paul’s passion is around business excellence. Paul is the Group Managing Director and also heads up the Mortgage and Protection Division of Key Financial Services that was established in 1998. Paul has arranged 1,000s of mortgages for clients, from First Time Buyers to Seasoned Investors, ensuring they are fully protected against all eventualities and most importantly reviewing them on a regular basis to ensure that the products continue to be suitable.
Helen L Gent
Director

Helen L Gent

CeMAP CeFA MNAEA
Helen, the other founding Director in 1998, has a wealth of Financial Services and Estate Agency knowledge and experience gained over her years working in both sectors. Helen is a fully qualified Mortgage and Protection advisor; she is also the Head of the Sales and letting Division. Since the tenant fee ban in 2019 and in preparation for the regulation of the property market (ROPA) a lot of Helen’s time is spent keeping on top of new legislation ensuring the company is fully compliant, regularly updating tenancy agreements and other paperwork. She is also studying for her Level 4 Award in Residential Letting & Property Management and The Sale of Residential Property.
Adam Kowalczyk
Mortgage and Protection Adviser

Adam Kowalczyk

BA (Hons), CeMAP
Adam joined Key in August 2026 as a Mortgage and Protection Adviser. Adam offers his clients individually tailored approaches regarding their mortgage and protection needs, as well as supporting the whole process of a house purchase or remortgage. Outside of work, Adam loves spending time with his wife and children, and is a keen football player and Manchester United supporter.
Debbie Holmes
Mortgage and Protection Adviser

Debbie Holmes

CeMAP
Debbie joined Key in September 2026 as one of our Mortgage and Protection Advisers. Debbie helps our existing and new clients with all of their mortgage and protection needs. Outside of work, Debbie enjoys exercising. She has recently completed the London Marathon and loves playing Padle. Her other love is being a Mum to her daughter and being a taxi to her dance lessons!
Aynsley Wilkinson
Mortgage and Protection Adviser

Aynsley Wilkinson

CeMAP
Aynsley joined Key in October 2025 as a Mortgage and Protection Adviser. Since then, he has been learning all there is to know about the Key group, working in Key Estate Agents alongside our Property Consultants and Valuers. Aynsley has learnt to take a customer through every stage of a property purchase. Outside of work, Aynsley is married with two children. He is a big Coventry City Football fan, and when he isn't at CBS Arena, you will probably find him in front of the Formula 1.
Leah Moffitt
Personal Assistant

Leah Moffitt

Leah joined Key in 2009, working in a variety of roles including Lettings and Sales she gained a vast amount of knowledge and experience. Leah is now the PA to the Directors and responsible for the day-to-day management, she is also responsible for the Financial Services administration department. Leah is well known to our Financial Services clients as she deals with mortgage cases, ensuring they come to a successful completion. Sales chasing is a very important part of Leah’s role and she often needs to get involved to overcome problems that threaten the chain. As a result of her persistence, persuasiveness and hard work, we are very proud that we have an extremely small fall through rate.
Veronica Addy
Administrator

Veronica Addy

Veronica joined Key in 2009, working as a Senior Property Consultant she gained knowledge and experience in negotiating sales and dealing with clients. Veronica is now Key’s Administrator within the Financial Services department, helping with accounts and mortgage reviews. Outside of work, Veronica loves to spend quality time with her family, with her Grandchildren keeping her busy. She also likes doing puzzles and watching dramas, soaps and competition programmes.
Poppy
Office Dog

Poppy

Some interesting numbers.

25+

Years in market

For more than 25 years, we’ve been proud to call Nuneaton home, supporting local buyers, sellers, and homeowners with clear advice.

18,000+

Clients served

Every year, we help arrange hundreds mortgages for buyers, movers, and homeowners across Nuneaton and beyond.

100+

Lenders

With access to over 100 lenders from across the market, we can compare thousands of options to find the mortgage that’s right for you.

10,000+

Mortgages

With access to over 10,000 mortgages, we can compare the whole market to find the deal that’s right for you.

Authorised to give mortgage advice.

Key Financial Services (Midlands) Limited is an appointed representative of the Finance Planning Group. Renowned within the industry for it’s impeccably high quality of advice, the Finance Planning Group operates a series of financial services companies dedicated towards consumer excellence.

The Finance Planning Group is proud to be directly authorised by the Financial Conduct Authority (FCA). This authorisation is only issued after a lengthy and stringent application where each part of the business is scrutinised to make sure it exceeds the required standards.

With over 4,000 five-star reviews on Feefo and an Excellent rating on Trustpilot, we’re proud to deliver a truly market-leading service. In fact, we’re the only mortgage company to have won the Feefo Excellence Award twice — achieving it in both 2023 and 2025.

Other services...

At Key Financial Services, we can offer more than great mortgages. Buying or selling a home often comes with a long list of extra jobs and decisions, and our aim is to make the whole process easier for you. That’s why, alongside helping you find the right mortgage, we can also introduce you to a range of trusted services designed to support both buyers and sellers.

Mike
Mike
Absolutely Brilliant from Start to Finish

Paul. The man, the myth, the legend. Where do I start? A meeting that's supposed to take an hour somehow turns into four, and you don't even mind! Paul is fantastic at what he does, but what really sets him apart is how he takes the time to get to know you. My partner and I have genuinely appreciated every conversation, every bit of advice and the countless hours he's spent helping us, often well outside normal working hours. A truly first-class financial service.

Key are a smaller, local team, and that's their biggest strength. You're not just another property on the books. They take the time to build genuine relationships and support you through every stage. I trusted them from day one, and they delivered. I'm hoping not to move again anytime soon but if I do, Noel will be my first call. And I fully intend to keep working with Paul for years to come. A massive thank you to the whole team. I couldn't recommend you highly enough!

Martin
Martin
5 stars isn't enough

Both Paul & Leah were beyond amazing in dealing with both our mortgage application and our multiple insurance policies. And they were fantastic again 2 years later for our mortgage review.

They both take a genuine interest in us and our situation and went above and beyond to keep us informed and guide us through each step of a very confusing process.

5 stars isn't enough of a rating for the level they operate at. Truly a fantastic set of services they offer, but more importantly, lovely people to deal with.

‍

Paula
Paula
Above and Beyond

Buying or remortgaging a property can be a stressful process, but knowing I have Paul and the team supporting me gives me complete peace of mind.

They are always approachable, helpful and genuinely go above and beyond to make the whole process as straightforward as possible. I would highly recommend Key Financial Services to anyone looking for professional, trustworthy and personal mortgage advice. Thank you to Paul, Leah and the whole team for all your help and support over the years!

‍

Paula
Paula
First-class service from Key Financial Services.

Paul, Leah and all the team at Key Financial Services are absolutely first class. Paul has been organising my mortgages, remortgages and life cover for over 7 years now, and I wouldn’t go anywhere else.

The professionalism and personal support I have received throughout the years has always been exceptional. Paul takes the time to make sure I understand everything, talks me through every stage of the process and is always happy to provide advice and suggestions to make sure I get the right mortgage for my individual needs.

Steph
Steph
Excellent advice and highly professional service

I have used Paul and the team at Key for ten years. They provide excellent advice and highly professional service. When anything major changes in my financials or life situation, the first thing I do is “call Paul”! I have recommended Key to friends and family and will continue to do so.

Shelley
Shelley
Very friendly helpful service, Paul and the whole team.

Very friendly helpful service, Paul and the whole team.

Remortgage
Helen
Helen
Highly Recommend My Mortgage Advisor!

I can’t express enough how much I appreciate Paul. From start to finish, he’s been professional, patient, and incredibly knowledgeable — guiding me through every step with honesty and care. Nothing was ever too much trouble, and he made what could’ve been a stressful process feel completely seamless. If you’re looking for someone who genuinely has your best interests at heart and will go above and beyond to get you the best outcome, I can’t recommend him highly enough. I wouldn’t go to anyone else!

Purchase
Rugveer
Rugveer
The Best in the Business

Paul Gent has been my financial advisor for the last 7 years and is the best in the business. He covers the complete picture around mortgages, insurance products and financial planning based individually on your personal circumstances, where you are today and where you plan to be in the future. I would definitely recommend Paul to friends and family.

Purchase
Natasha
Natasha
100% recommend Paul and Key Financial Services

Paul is great. He is very knowledgable, and goes through everything with you to make the right choices that best suit you. He also looks around for the right deal for you that you get the most benefit from. Paul is very easy to work with as well, has a great sense of humour and makes you feel at ease when discussing a very important part of life. He also shows interest in your personal life and never forgets the important moments.

Remortgage
Robert
Robert
Great advice as always

Paul is great, always give sound advice and that's why we have been with him for 20+ years and recommended him to lots of friends and family.

Purchase
Richard
Richard
Single handedly got us on the property ladder! Awesome service!!

Couldn’t be happier! Paul was amazing!!

Life Cover
Danielle
Danielle
5* Service

Paul was very informative and took great care to understand our needs and create a plan that worked for us.

Remortgage
Annon
Annon
Trustworthy

A friendly, very professional and knowledgeable director who is also very well prized by his industry peers. I have been using their service for over eight years and I will continue to doing so. Thank you Paul and the orange team.

Purchase
Natalie
Natalie
Excellent

We have being coming to Paul for a number of years and wouldn't go to anyone else for mortgage/financial advice. Excellent service and team.

Buildings Insurance
Martin
Martin
A genuine care for their clients, going above and beyond prove that!

Both Paul & Leah were beyond amazing in dealing with both our mortgage application and our varying different insurance coverage. We were in the rare situation where myself and my family were involved in both the buying and selling and the level of care and detail that was taken from both points of view made us feel valued and looked after from start to finish.

Life Cover
Michael
Michael
Totally professional

Totally professional. Easy to understand the options. And a great follow up service

Buy to Let
Mike
Mike

Paul. The man, the myth, the legend. Where do I start? A meeting that's supposed to take an hour somehow turns into four, and you don't even mind! Paul is fantastic at what he does, but what really sets him apart is how he takes the time to get to know you. My partner and I have genuinely appreciated every conversation, every bit of advice and the countless hours he's spent helping us, often well outside normal working hours. A truly first-class financial service.

Key are a smaller, local team, and that's their biggest strength. You're not just another property on the books. They take the time to build genuine relationships and support you through every stage. I trusted them from day one, and they delivered. I'm hoping not to move again anytime soon but if I do, Noel will be my first call. And I fully intend to keep working with Paul for years to come. A massive thank you to the whole team. I couldn't recommend you highly enough!

Martin
Martin

Both Paul & Leah were beyond amazing in dealing with both our mortgage application and our multiple insurance policies. And they were fantastic again 2 years later for our mortgage review.

They both take a genuine interest in us and our situation and went above and beyond to keep us informed and guide us through each step of a very confusing process.

5 stars isn't enough of a rating for the level they operate at. Truly a fantastic set of services they offer, but more importantly, lovely people to deal with.

‍

Paula
Paula

Buying or remortgaging a property can be a stressful process, but knowing I have Paul and the team supporting me gives me complete peace of mind.

They are always approachable, helpful and genuinely go above and beyond to make the whole process as straightforward as possible. I would highly recommend Key Financial Services to anyone looking for professional, trustworthy and personal mortgage advice. Thank you to Paul, Leah and the whole team for all your help and support over the years!

‍

Paula
Paula

Paul, Leah and all the team at Key Financial Services are absolutely first class. Paul has been organising my mortgages, remortgages and life cover for over 7 years now, and I wouldn’t go anywhere else.

The professionalism and personal support I have received throughout the years has always been exceptional. Paul takes the time to make sure I understand everything, talks me through every stage of the process and is always happy to provide advice and suggestions to make sure I get the right mortgage for my individual needs.

Steph
Steph

I have used Paul and the team at Key for ten years. They provide excellent advice and highly professional service. When anything major changes in my financials or life situation, the first thing I do is “call Paul”! I have recommended Key to friends and family and will continue to do so.

Shelley
Shelley

Very friendly helpful service, Paul and the whole team.

Helen
Helen

I can’t express enough how much I appreciate Paul. From start to finish, he’s been professional, patient, and incredibly knowledgeable — guiding me through every step with honesty and care. Nothing was ever too much trouble, and he made what could’ve been a stressful process feel completely seamless. If you’re looking for someone who genuinely has your best interests at heart and will go above and beyond to get you the best outcome, I can’t recommend him highly enough. I wouldn’t go to anyone else!

Rugveer
Rugveer

Paul Gent has been my financial advisor for the last 7 years and is the best in the business. He covers the complete picture around mortgages, insurance products and financial planning based individually on your personal circumstances, where you are today and where you plan to be in the future. I would definitely recommend Paul to friends and family.

Natasha
Natasha

Paul is great. He is very knowledgable, and goes through everything with you to make the right choices that best suit you. He also looks around for the right deal for you that you get the most benefit from. Paul is very easy to work with as well, has a great sense of humour and makes you feel at ease when discussing a very important part of life. He also shows interest in your personal life and never forgets the important moments.

Robert
Robert

Paul is great, always give sound advice and that's why we have been with him for 20+ years and recommended him to lots of friends and family.

Richard
Richard

Couldn’t be happier! Paul was amazing!!

Danielle
Danielle

Paul was very informative and took great care to understand our needs and create a plan that worked for us.

Annon
Annon

A friendly, very professional and knowledgeable director who is also very well prized by his industry peers. I have been using their service for over eight years and I will continue to doing so. Thank you Paul and the orange team.

Natalie
Natalie

We have being coming to Paul for a number of years and wouldn't go to anyone else for mortgage/financial advice. Excellent service and team.

Martin
Martin

Both Paul & Leah were beyond amazing in dealing with both our mortgage application and our varying different insurance coverage. We were in the rare situation where myself and my family were involved in both the buying and selling and the level of care and detail that was taken from both points of view made us feel valued and looked after from start to finish.

Michael
Michael

Totally professional. Easy to understand the options. And a great follow up service