Over 50's Insurance
Over 50s Insurance provides a guaranteed cash payout when you pass away. It can help with funeral costs or leave a financial gift for your loved ones.
When should I think about Over 50s Insurance?
Over 50s Insurance is designed for anyone aged 50 and above who wants to leave something behind for their loved ones, or to help cover the cost of a funeral or final expenses. It’s worth considering once your mortgage is paid down or your children have grown up, and you want to make sure your affairs are in good order.
You don’t need a medical exam, and acceptance is usually guaranteed - making it a simple way to put a bit of extra peace of mind in place later in life.
Why is Over 50s Insurance important?
Over 50s Insurance provides a fixed cash payout when you pass away, helping to ease the financial pressure on your family at a difficult time. It can help pay for funeral costs, outstanding bills, or simply provide a gift for those you care about most.
It’s a small step that can make a big difference - ensuring that your loved ones are supported and your final wishes are handled with dignity and care. Having a plan in place also helps avoid difficult conversations later and gives you the comfort of knowing everything is taken care of.
What if I do not have Over 50s Insurance?
Without Over 50s Insurance, your family may need to cover funeral or final expenses from savings, or take on unexpected costs at an already emotional time. For many, that can add unnecessary stress when they should be focusing on remembering and celebrating your life.
Having Over 50s Insurance in place means those closest to you have one less thing to worry about. It’s a simple and affordable way to leave behind something meaningful, ensuring your family is supported and your final wishes are respected.
Talk to us about how over 50's insurance can help you.
Ready to take the next step? Get in touch with the KeyFS team today to talk through your options. We’ll listen, understand your needs, and help you find the right protection to give you and your family complete peace of mind.
Insurance answers
We know talking about insurance isn’t always easy, but protecting your family’s future is one of the most important financial decisions you can make. At KeyFS, we’re here to make it simple, clear, and completely transparent.
Paul and Aynsley help families every day to find cover that gives peace of mind - whether that’s life insurance, critical illness cover, or income protection. Below, we’ve answered some of the most common questions people ask when thinking about protecting the people who matter most.
Even if you don’t have close family, you might want to leave something behind for a friend, loved one, or even a charity. Over 50s cover ensures there’s a set amount available, so you can choose where it goes.
Funerals can be expensive, and not having money put aside could leave family or friends struggling to pay. Over 50s insurance can help cover these costs, reducing the worry and stress for those you care about.
Not everyone has savings set aside. An Over 50s plan can provide a cash lump sum to help your family with costs when you’re no longer around, making sure they have some financial support.
Without life insurance, your loved ones could be left covering expenses such as funeral costs, outstanding bills, or debts on their own. Over 50s cover is designed to give peace of mind that some money will be there to help at a difficult time.
It's time to make the right choice for yourself and your family.
Choosing the right protection can feel overwhelming, especially with so many types of cover and insurers to choose from. That’s why taking expert advice matters.
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