Children's Insurance
Children’s Insurance provides financial support if your child becomes seriously ill. It pays out a cash lump sum that can help cover medical expenses, travel costs, or time away from work while you care for them. Having this protection in place means you can focus fully on your child’s recovery and wellbeing without the added pressure of financial worries.
When should I think about Children’s Insurance?
Children’s Insurance is worth considering as soon as you have children or are planning to start a family. It’s designed to provide financial support if your child becomes seriously ill, helping you focus entirely on their care rather than worrying about money.
Many parents choose to add this cover when they take out their own life or critical illness policy, so everything is protected under one plan. It’s especially important if you’d need to take time off work or adapt your home to provide the care your child might need.
Why is Children’s Insurance important?
No one ever wants to imagine their child becoming seriously ill, but sadly, it does happen. Children’s Insurance pays out a lump sum if your child is diagnosed with one of the specified serious illnesses, such as cancer or leukaemia.
This money can help cover medical costs, lost income while you’re off work, or even travel and accommodation expenses if treatment is needed away from home. Most importantly, it gives you the freedom to be by your child’s side without financial stress.
It’s not about replacing income — it’s about giving you time, space, and security to focus entirely on what matters most: your child’s recovery.
What if I do not have Children’s Insurance?
Without this cover, a serious illness could place both emotional and financial strain on your family. You may need to take unpaid leave, reduce your working hours, or cover extra costs like hospital visits and specialist care. For many families, those expenses can build up quickly.
Having Children’s Insurance means you won’t have to make difficult choices between work and being there for your child. It’s there to ease the pressure, protect your family’s finances, and help you focus all your energy on supporting your child through their recovery.
Talk to us about how Children's insurance can help you.
Ready to take the next step? Get in touch with the KeyFS team today to talk through your options. We’ll listen, understand your needs, and help you find the right protection to give you and your family complete peace of mind.
Insurance answers
We know talking about insurance isn’t always easy, but protecting your family’s future is one of the most important financial decisions you can make. At KeyFS, we’re here to make it simple, clear, and completely transparent.
Paul and Aynsley help families every day to find cover that gives peace of mind - whether that’s life insurance, critical illness cover, or income protection. Below, we’ve answered some of the most common questions people ask when thinking about protecting the people who matter most.
None of us want to think about a child becoming ill, but sadly it happens. Children’s insurance is there for the “what ifs,” giving peace of mind that you’ll have some financial support when it’s needed most.
Some serious illnesses require extended treatment or ongoing care. Without cover, this could create lasting financial strain. Children’s insurance offers financial support to help manage these challenges.
Not every family has spare savings set aside. Children’s insurance can help bridge that gap by covering things like travel to hospital, lost income if you need time off work, or even extra care and treatment costs.
If your child were to become seriously ill, the financial and emotional impact could be overwhelming. Children’s insurance provides a lump sum to help cover costs, giving you space to focus on their recovery rather than money worries.
It's time to make the right choice for yourself and your family.
Choosing the right protection can feel overwhelming, especially with so many types of cover and insurers to choose from. That’s why taking expert advice matters.
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We offer free, no-obligation advice on products from a panel of leading insurers, helping you understand what you really need, what you don’t, and which options offer the best value for your circumstances.