Let us take the worry out of your next switch.

We feel that you should be able to enjoy living in your property and forget about the mortgage. Its renewal, is something that we take care of on your behalf. As such, we take the stress out of your renewal, leaving you to relax.

Register your remortgage
reminder

Enter your current mortgage renewal date and we'll contact you six months prior after scanning the market for the best rates.

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SmartSwitch FAQ's

Our SwitchSmart service is designed to make remortgaging simple. Whether your current deal is ending soon or you just want to see if there’s a better rate out there, we’ll guide you through every step.We know that switching your mortgage can raise a few questions — from how it works to when the best time is to start. That’s why we’ve put together these FAQs to help you understand exactly what to expect.Clear, honest answers, no jargon — just the information you need to make the right choice with confidence.

What if my current lender offers a good deal — will you tell me?

Yes. Our job is to find you the best overall option. If your current lender offers a great product, we’ll tell you. If someone else can do better, we’ll show you that too. It’s all about what works best for you.

What is SmartSwitch™ and how does it work?

SmartSwitch™ is a free mortgage renewal service that monitors the market for better deals before your current deal ends. We track your renewal date and alert you when it's time to switch, saving you time, stress, and money.

When should I sign up for SmartSwitch™?

If your mortgage deal ends in more than 6 months, now is a great time to register. This gives us enough time to review your options, including what your current lender may offer, and prepare for the switch in advance.

Will joining SmartSwitch™ affect my credit score?

Not at all. There are no credit checks just for joining. We only begin formal applications (which may include a credit check) once you’ve reviewed and agreed to a recommended mortgage.

Is there any cost or obligation to use SmartSwitch™?

There’s no cost to join and no obligation to proceed. SmartSwitch™ is designed to keep you informed and in control. If you decide not to switch, that’s entirely up to you.