General Insurance

Your home and everything in it deserve the right protection. With the right insurance in place, you can relax knowing that if something goes wrong, you will not face it alone. .

When should I think about General Insurance?

General Insurance should be considered whenever you want to protect the things that matter most to you - your home, your belongings, and your lifestyle. It’s essential when you buy a property, renew your mortgage, or make any significant changes to your home or contents.

Whether it’s buildings insurance, contents cover, or a combined policy, it ensures that if something unexpected happens - like fire, theft, flood, or accidental damage - you’re not left facing the financial burden alone.

Why is General Insurance important?

General Insurance gives you peace of mind that you’re covered if life takes an unexpected turn. Your home is likely your biggest investment, and having the right protection in place means that repairs, replacements, or rebuilds are taken care of if things go wrong.

It’s not just about protecting bricks and mortar, but everything that makes your house a home. From treasured possessions to everyday essentials, the right cover helps you get back on your feet quickly and with as little disruption as possible.

At KeyFS, we can help you find comprehensive protection from trusted insurers, ensuring you only pay for the cover you truly need.

What if I do not have General Insurance?

Without General Insurance, you’d have to cover the cost of repairs, replacements, or even rebuilding your home yourself if disaster struck. A single incident such as a burst pipe, fire, or burglary can cause thousands of pounds worth of damage, leaving you with an unexpected and often unaffordable bill.

Having insurance in place means you’re protected from those risks. It’s about more than financial security - it’s about knowing that, whatever happens, you and your home are looked after.

Talk to us about how household insurance can help you.

Ready to take the next step? Get in touch with the KeyFS team today to talk through your options. We’ll listen, understand your needs, and help you find the right protection to give you and your family complete peace of mind.

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Insurance answers

We know talking about insurance isn’t always easy, but protecting your family’s future is one of the most important financial decisions you can make. At KeyFS, we’re here to make it simple, clear, and completely transparent.

Paul and Aynsley help families every day to find cover that gives peace of mind - whether that’s life insurance, critical illness cover, or income protection. Below, we’ve answered some of the most common questions people ask when thinking about protecting the people who matter most.

What if I do not have cover for emergencies?

When the boiler breaks down or a pipe bursts, the cost and stress can mount quickly. Household insurance with home emergency cover means help and repairs are just a call away.

What if I do not have protection against accidents?

Accidental damage is one of the most common household claims. Without it, everyday mishaps – like spilling red wine on the carpet or cracking a TV screen – could leave you paying the full cost yourself.

What if I do not have cover for my belongings?

Your possessions – from furniture and clothes to gadgets and jewellery – could be costly to replace. Contents insurance makes sure you’re not left footing the bill if they’re damaged, lost, or stolen.

What if I do not have household insurance?

Without cover, you’d need to pay for repairs, replacements, or even rebuilding your home out of your own pocket if something unexpected happened – like a fire, flood, or burglary.

It's time to make the right choice for yourself and your family.

Choosing the right protection can feel overwhelming, especially with so many types of cover and insurers to choose from. That’s why taking expert advice matters.

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We offer free, no-obligation advice on products from a panel of leading insurers, helping you understand what you really need, what you don’t, and which options offer the best value for your circumstances.

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